Simple & Free Monthly Budget Tracker Template

"A budget is telling your money where to go instead of wondering where it went." – Dave Ramsey

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What will you get in the budget tracker?

4 worksheets for budget tracking and analysis.

• 1st worksheet: Monthly Tracker. Write your savings, fixed expenses (Car Loan EMI, Internet bill, etc) and flexible expenses (grocery shopping, Credit Card bills, etc) for each month.
• 2nd worksheet: Big Picture. Here you'll see your overall money performance- planned vs actual amount for savings, emergency fund & expense.
• 3rd worksheet: Charts. This is a graph view of savings vs expense vs emergency fund savings over the year.
• 4th worksheet: Guidelines. Refer to this to change rows & columns logic as per your need.

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Features

1. Simple, Easy, Free Money Management: Keep your budget organized in one simple budget tracker Excel file.
2. Customizable: Change it to fit your money goals and needs.
3. Stay on Budget: Stick to budgets so you save more and spend less.
4. Beat Debt: Keep track of what you owe and figure out how to pay it off faster.
5. Save for Goals: Set and reach your savings goals, like for emergencies or cool stuff you want.
6. Privacy: Keep your money info safe on your own computer.
7. Easy to Use: It's in Excel, an application many already know, so it's easy to use.

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How to use this tracker?

1. Download this excel and save it on Desktop or at a folder you visit often. Key here is to refer it atleast twice a month.
2. Inside 1st worksheet: Enter your income against different categories. The same applies for fixed and flexible expenses.
3. Inside 2nd worksheet: Mention your planned savings, emergency fund, expense for each month. This sheet has an annual and monthly view for planned vs actual performance. The values for 'actual' fields auto fill based on your entry and calculation in sheet 1.
4. Inside 3rd worksheet: Your income vs expense month-on-month look & income vs expense vs emergency fund.
5. Inside 4th worksheet: Above points (except for #1) are mentioned under this section. The excel is customizable so it also mentions sections under which you can modify.

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"It's not your salary that makes you rich; it's your spending habits." – Charles A. Jaffe

Hope this helps you in achieving your goals :)